Be careful if your bank defers your mortgage or gives a forbearance that is actually a deferment which is what most are offering from what I have seen. That means at the end of the time that they have agreed for you not to pay, you will owe all the payments you missed. They may…
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What to know about Fannie Mae & Freddie Mac Loan Deferments
According to the Federal Housing Agency’s website on 3/31/2020, Fannie Mae, Freddie Mac (the Enterprises) and the Federal Home Loan Banks are taking steps to help people who have been impacted by the coronavirus. If your ability to pay your mortgage is impacted, and your loan is owned by Fannie Mae or Freddie Mac, you may be eligible…
How do I Know if my Loan is Owned by Fannie Mae or Freddie Mac?
If your loan is owned by Fannie Mae or Freddie Mac, there are certain agreements in place about loan deferments. Make sure you read my other post about deferments before making any decisions about what you want to do. The person you pay your mortgage to is your loan services. On occasion, the company servicing…
Important Changes in California Lease Laws Coming in 2020
Leasing a property in California is probably harder than in any other state because of all the tenant right laws and the constant changing rules . 2020 brings on a bunch of changes Landlords and Tenants in California need to know about. Quick Overview-Miscellaneous Landlord Tenant Laws for 2020 Overview. Robin Watson-Bird, Ph.D., Broker/Owner, Realty World-No Pressure Realty, License #01387964. 925-577-8692, robin@nopressurerealty.com
Huge $50,000 Price Reduction on this Sunny 1922 Foothill Park Bungalow near Mills College in Oakland -Now only $425,000!
Huge $50,000 Price Reduction on this Sunny 1922 Foothill Park Bungalow (2-3 Bedrooms, 1 1/2 baths) near Mills College with a wood-burning fireplace framed by lovely built-in cabinets in the living room. Contact Robin Watson-Bird, Broker, Realtor, Realty World-No Pressure Realty, robin@nopressurerealty.com, 925-577-8692 for more information or to schedule a showing. The Robin Bird Team.
Jumbo Loans up to $1.5 Million — Only 5% down and no Mortgage Insurance!! Purchase or Refinance
just announced an awesome 5% down payment and no mortgage insurance program for loans up to $1.5 Million for purchases and refinances!! I’ll post some of the details below. Reach out if you or someone you know would like to learn more about it and I can connect you with her! Robin Watson-Bird, 925-577-8692, robin@nopressurerealty.com
Very Spacious 2 bedroom 2 Bath NE Facing Livermore Home on Large Lot–Open Saturday 8/17 & Sunday 8/18 1-4
1348 Tulip Way, Livermore, CA 94551
Open Saturday 8/17 & Sunday 8/18 1-4
Very spacious North East facing single story 2 bedroom, 2 bathroom, possible 3 bedrooms, 1583 square feet open floor plan Springtown home with expanded master bedroom with retreat, bath with jetted soaking tub, and a huge family room addition all done with permits. Separate living and family rooms places at East and West sides of the home create a very open feel and lots of natural light through dual pane windows.
Check out my wonderful San Leandro listing priced at only $700,000!
Wonderfully bright & sunny East facing 2 bedroom, 1 bath (2 baths may be possible) bungalow with two car garage with long driveway on large deep lot. Gorgeous remodeled chef’s kitchen with 16 feet of quartz counter space on one wall perfect for food prep & party buffets, bar between kitchen & dining room, stainless…
Non-Borrowing Spouses on Reverse Mortgages May Be Able to Stay in Home After Borrowing Spouse Dies
Eligible non-borrowing spouses may avoid foreclosure based on FHA guidelines released in Mortgagee Letter 2015-15. When a reverse mortgage borrower passes away, a lender may now choose to foreclose the home or use a Mortgagee Optional Election Assignment (MOE). The MOE further defers the repayment of the reverse mortgage for the non-borrowing spouse. In other words, non-borrowing spouses may have the opportunity to stay in their homes after their loved one’s passing….Robin Watson-Bird, Ph.D. is a seasoned California Real Estate Broker and REALTOR based in Livermore CA who serves most of the Greater Bay Area and parts of the Central Valley. Robin can be reached by phone/text at 925-577-8692 and via email at Robin@NoPressureRealty.com
Beautiful 3/2 Hillcrest Knolls Listing in San Leandro-Open This Saturday & Sunday 1-4
Check out my listing in San Leandro that just hit the market. Don’t wait on this one. Priced at $650,000, it will likely go very quickly. Offers are due Tuesday, July 3, by noon! Come by the open houses this week end, Saturday & Sunday 1-4. My partner Andrea Madonna Saunders will be holding it open. Listing Agent Robin Watson-Bird, Ph.D., Broker, Realty World-No Pressure Realty, 925-577-8692, Robin@NoPressureRealty.com