In regard to Will the Softening of Lending Guidelines Lead to Another Bubble Burst? Robin Watson-Bird, Realtor, Broker (925-577-8692) says…I can see pros and cons to this. The last time the industry tried to do whatever was needed to get people into homes because of high prices, people who really should not have been buying homes were doing so….sometimes with just stated income and stated assets! That, in my opinion, helped lead to the market crash. Maybe this time will be different. What do you think?